Know Your Business (KYB)

Scale and automate global business verification.

Instantly verify commercial entities, parse intricate corporate structures, identify Ultimate Beneficial Owners (UBOs), and continuously screen for risks — in one modular platform.

KYB_REGISTRY_CLIENT_v1.0

REAL-TIME

Search and simulate verification of an incoming customer business:

150+

Countries Covered

30M+

Direct Registry Integrations

<60s

Avg Verification Time

92%

Automated Direct-Match Rate

Ultimate Beneficial Ownership

Instantly resolve and verify beneficial owners (UBOs).

Identra queries registries to identify individuals with direct or indirect holdings. Click nodes below to explore the interactive corporate structure and individual compliance checks.

Interactive Corporate Chart

Stellar Technologies Inc. (U.S.)

Delaware Registered

Identra parsed a Cayman Islands registry filing to detect Nova HoldCo Ltd and resolve its ultimate beneficial owner, Alex Vance, automatically.

Compliance Verification Card

Stellar Technologies Inc.

Registry: Delaware Secretary of State • ID: 6812035

Entity Type

C-Corporation

State Filing Status

Active / Good Standing

Registry Verification Checks

Business Existence VerificationVERIFIED

Filing Integrity & Active StatusPASS

Adverse Media & Sanctions ScreenCLEARED

Secretary of State (SOS) Direct MatchDIRECT MATCH

Discovered via automated parsing

Modular Pillars

The modern toolkit for commercial verification.

Legacy business verification depends on static reports and slow manual lookups. Identra provides real-time access to global state and international business registries, all automated with custom workflow engines.

Real-time Registries

Fetch current status, tax registries, and corporate filings directly from Secretary of State and national government portals instantly.

Automated UBO Maps

Automatically crawl holding companies, extract ultimate beneficial owners, and determine percentage of ownership in seconds.

150+ Global Jurisdictions

Run business onboarding universally. Localized compliance translation ensures international registries parse seamlessly.

Unified KYC + KYB

Merge consumer-grade KYC checks for beneficial owners with corporate verification in a single customer dossier.

Dynamic Routing

A KYB policy that adapts as fast as your market.

Configure your business policy rules to dynamically branch tasks. Fast-track trusted local partners, flag shell entities, or trigger detailed manual compliance reviews based on live risk.

Active Policy: Global Merchant OnboardingDEPLOYED // v4.2

New Business Registration

Triggered upon merchant signup form submission

Trigger

Secretary of State Registry Verification

Extract filings, status, corporate officers, and tax IDs

Step 1

Decision Tree

Evaluate Entity Complexity & Jurisdiction:

LOW COMPLEXITY

Sole Proprietorship

Auto Approve

MEDIUM COMPLEXITY

Corp / LLC (U.S.)

Individual KYC

HIGH / FOREIGN

Cayman / Shell / PEP

Manual Review

Flexible Business Orchestration

With Identra, you don't buy a rigid database lookup. You build a custom commercial policy block that queries registries, triggers KYC on beneficial owners, files FinCEN reports, and routes exceptions automatically.

Automatic UBO outreach: Instantly email beneficial owners verification links without manual intervention.
Global tax validation: Instantly cross-verify EIN, TIN, VAT, and international tax IDs against direct government registries.
Continuous risk monitoring: Screen active merchant portfolios daily for newly filed litigation, PEP list changes, or sanctions flags.

Success Stories

Trusted by scaling merchants and financial leaders.

"Identra's KYB has transformed our merchant onboarding. What used to take three days of manual registry lookup and back-and-forth emails now takes under two minutes. We automated 88% of our business accounts with zero regulatory friction."

Sarah Jenkins

VP of Risk Operations, Mercury Pay

90% Reduction in Onboarding Time

"The ability to visually map complex holding companies and instantly run individual KYC on beneficial owners is a game changer. Identra is the only provider that truly merges business registries with consumer-grade identity proofing."

Marcus Chen

Head of Compliance, Apex Fintech

40% Decrease in Review Cost

Frequently Asked Questions

Everything you need to know about setting up real-time business verification.

An Ultimate Beneficial Owner (UBO) is any individual who owns or controls more than 25% of a business (or 10% depending on the risk level and jurisdiction). Identra automatically parses official corporate registry documents, constructs ownership charts, identifies these individuals, and sends them automated, dynamic verification links to securely complete their individual KYC checks.

Identra integrates directly with national business registries across more than 150 countries, including Delaware Secretary of State, UK Companies House, Australia ASIC, and diverse European chambers of commerce. This real-time access bypasses stagnant, secondary databases for absolute compliance accuracy.

Absolutely. Using Identra Workflows, you can design logic that treats sole proprietorships, public corporations, and offshore LLCs differently. For example, you can auto-approve low-risk local businesses, while routing high-complexity offshore structures to manual review and triggering enhanced due diligence (EDD).

For standard entities, a KYB check takes less than 60 seconds. Identra queries registries in real-time, extracts filing details using advanced Document AI, checks the company against global sanctions watchlists, and compiles UBOs instantly. This avoids the days-long manual overhead typical of legacy vendors.

Ready to streamline your business onboarding?

Design compliant, friction-free KYB verification paths that convert trusted partners in seconds. Test our APIs or request custom setup.